Job Description

The Senior Specialist Underwriter is responsible for assessing and analyzing high-value or complex insurance risks to determine acceptability, pricing, and coverage. This role requires advanced technical expertise, deep knowledge of underwriting guidelines and risk evaluation, and strong collaboration with brokers, agents, and internal teams. The individual contributes to underwriting strategy and ensures profitability and compliance with company standards.

• Evaluate complex insurance applications, renewals, and endorsements within assigned authority.

• Analyze risk characteristics and determine coverage, pricing, and terms in line with company underwriting guidelines.

• Collaborate with actuaries, claims, legal, and sales teams to craft tailored insurance solutions.

• Maintain a profitable book of business while achieving growth objectives.

• Develop and maintain strong broker/agent relationships to retain and grow accounts.

• Mentor and provide technical guidance to junior underwriters.

• Stay updated on market trends, industry regulations, and competitor products.

• Participate in audits and ensure compliance with regulatory and internal policies.

• Contribute to the development and refinement of underwriting policies and procedures.

• Bachelor's degree in Business, Finance, Risk Management, or a related field.

• 5-10 years of underwriting experience, preferably in a specialized or complex line.

• Industry certifications such as CPCU, ARM, or AU are preferred.

• Strong analytical, decision-making, and negotiation skills.

• Proficiency with underwriting tools, systems, and software.

• Excellent communication and interpersonal skills.

• Ability to work independently and handle multiple priorities under tight deadlines.

• Deep understanding of underwriting principles and risk evaluation.

• Ability to lead projects or initiatives within the underwriting team.

• Strategic thinking and market awareness.

• Strong customer focus and relationship-building ability.
  

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county , to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.

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